Learn more about your flood insurance options by talking with your insurance agent, visiting, or calling 1-80. Flood Insurance Rate Maps (FIRM) will generally show a community’s base elevations and flood zones. Zones are categorized by their risk for flooding and represented by letters on a map. There are cost saving options available for those newly mapped into a high-risk flood zone. The Federal Emergency Management Agency (FEMA) maps flood zones for the National Flood Insurance Program. To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-87) or send an email to a flood insurance policy now may save you money.FEMA map specialists are available to answer questions about the maps as well. Residents with federally backed mortgages must have flood insurance if the structures are in the Special Flood Hazard Area.Ĭontact your local floodplain administrator to review the new flood maps and learn more about your risk of flooding. FEMA announced the first 483 Community Disaster Resilience Zones in all 50 states and the District of Columbia. Flood insurance is available either through a private policy, or through the National Flood Insurance Program (NFIP) for those in communities who participate in the NFIP. Stafford Disaster Relief and Emergency Assistance Act states in part that: 'All requests for a declaration by the President that a major disaster exists shall be made by the governor of the affected state or territory, or by the tribal leader.' Visit our How a Disaster Gets Declared page for detailed information on the rules and. I encourage everyone to purchase flood insurance because more than 25 percent of flood damages occur outside the Special Flood Hazard Area.”Īnyone without flood insurance risks uninsured losses to their home, personal property or business. Most homeowners insurance policies do not cover the effects of flooding. “Keep in mind,” said FEMA Region 6 Administrator Tony Robinson, “flooding is the #1 natural disaster in the United States. Use this page to find local disaster recovery centers, flood maps, fact sheets, FEMA contacts, jobs and other resources. By understanding flood risks, individuals can determine their flood insurance needs.Ĭommunity leaders can use these maps to make informed decisions about building standards and development. FEMA has information to help you prepare for, respond to, and recover from disasters specific to your location. Residents are encouraged to examine the maps to determine if they are in a low to moderate, or high-risk flood zone. ![]() ![]() DENTON, TX –– New flood maps become effective on August 15, 2019, for Galveston County.
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